Optometrist Salary in Panama City, FL: $160,471 (2026)

On the local scene, the presence of only eight optometrists highlights the competitive nature of the job market in Panama City. The cost of living index of 100.8 suggests that while expenses are slightly above national averages, the higher salary positions optometrists favorably regarding purchasing power. Among local employers, private optometry practices, especially those integrating ophthalmology services (OD/MD models), often provide the highest compensation. Factors contributing to the spread between low and high pay include practice ownership equity, experience from residency training (notably in ocular disease or VA pathways), and specific contractual agreements following private practices transitioning to private equity ownership. To maximize earnings in this market, optometrists may consider pursuing additional certifications, enhancing their training in specialty areas, or exploring collaborative arrangements within ophthalmology, enabling them to tap into broader income streams while elevating their professional status.